We have made the SuperCash rules quite simple and more beneficial for all the users! Now you can use flat 5% SuperCash of the transaction amount, instead of the SuperCash balance (please refer to 'How SuperCash works?' for detailed explanation)
Earn much more SuperCash than ever before and you can save flat 5% of the transaction value on top brands/local stores along with recharges and bill payments, basis the specific offer on the category.
SuperCash is a way of ensuring that you get a discount on each transaction. SuperCash works on the same lines as cashback, only difference being it gives you 5% discount on every transaction.
For instance, you have ₹10,000 as available balance & ₹600 as SuperCash in your wallet. Now, while making a transaction of ₹5,000, you use 5% of your total transaction value i.e. ₹250. Here is a tabular representation:
|SuperCash in wallet||₹600|
|Old cashback consumed||0|
|SuperCash consumed |
[5% of your transaction value]
|Available Balance||SuperCash in wallet||Transaction amount||Old cashback consumed||SuperCash consumed
[5% of your transaction value]
SuperCash can be used across categories mentioned in the app. You can save flat 5% of your transaction amount, i.e., 5% of the transaction amount will be deducted from your SuperCash balance (up to ₹1000 in a single transaction). On platforms where you pay your bills or premiums, like - PSPCL, DGVCL, Tikona, ICICI Prudential etc., 5% (up to ₹35) of your SuperCash will be deducted on a minimum transaction amount of ₹500. You can use SuperCash in 3 transactions a day and 60 transactions (maximum ₹1000 SuperCash) in a calendar month if you have completed KYC with OTP verification (eKYC). Users who have submitted details without OTP verification (minimum KYC) can use up to ₹100 SuperCash and users without any form of KYC can use ₹50 SuperCash in a calendar month.
Users cannot use SuperCash more than once in a day on a single sub-category from Recharge and Bill Payments (like prepaid mobile, post paid mobile, DTH recharge, water bill, etc.). For example, if you have utilized SuperCash today on post paid mobile bill payment, you will not be able to use it again on another post paid mobile bill payment today, however, you can still use SuperCash on DTH recharge or electricity payment on the same day. One user can use up to ₹200 SuperCash in one transaction on Recharge & Bill Payments category except on electricity bills (can use up to ₹50 on electricity). Overall monthly usage limit for a user on different sub-categories of Recharge and Bill Payments is ₹200.
However, users can use SuperCash all three times on a single merchant (like Grofers, IRCTC, Myntra, petrol pumps, etc.) in a day unless specified otherwise on respective T&C on the offer page. SuperCash usage is restricted on payments done through MobiKwik Visa Exclusive.
You can maximise your savings on travel with Bus booking, Ola and Bike Rental. Use 10% SuperCash (up to ₹500) on bus booking. While booking Ola rides, use 50% (up to ₹50) on your first ride, which is followed by 5% (up to ₹750) SuperCash usage from your 2nd ride onwards. Use 5% SuperCash (up to ₹750) on bike rentals.
The option to burn SuperCash on Credit Card bill payments is currently not available.
We are constantly taking your suggestions and evolving SuperCash. Going forward your SuperCash will expire in 3 months, i.e., SuperCash earned in June will expire on 31st August and so on.
SuperCash is used in a chronological order, i.e. SuperCash which has been earned earlier will be utilized before as default.