We are going super crazy with offers and on top of that, we have made the rules quite simple!
Your SuperCash will now be valid for 3 months! Earn much more SuperCash than ever before and use 5% of it on top brands/local stores along with recharges and bill payments, basis the specific offer on the category.
You can maximise savings on your travel bookings with MobiKwik! Use 10% (up to ₹100) on bus booking via MobiKwik.
SuperCash is a way of ensuring that you get a discount on each transaction. SuperCash works on the same lines as cashback, only difference being it gives you 5% discount on every transaction. For instance, you have ₹200 as available balance & ₹1050 as SuperCash in your wallet. Now, while making a transaction of 100, you use 5% of your total SuperCash available i.e. ₹ 52.5. Here is a tabular representation:
|SuperCash in wallet||1050|
|Old cashback consumed||0|
|SuperCash consumed |
[5% of your SuperCash balance]
|Available Balance||SuperCash in wallet||Transaction amount||Old cashback consumed||SuperCash consumed
[5% of your SuperCash balance]
You can use SuperCash across the categories mentioned in the app. 5% of your total SuperCash amount can be deducted from the payment that you make using MobiKwik, basis the specific offer on the category. On platforms where you pay your bills, like - PSPCL, DGVCL, Tikona, etc., 5% of your SuperCash will be deducted on a minimum transaction amount of ₹500. You can use SuperCash in 3 transactions a day and 20 transactions (maximum ₹1000 SuperCash) in a calendar month if you have completed KYC with OTP verification (eKYC). Users who have submitted details without OTP verification (minimum KYC) can use up to ₹100 SuperCash and users without any form of KYC can use ₹50 SuperCash in a calendar month.
Users cannot use SuperCash more than once in a day on a single sub-category from Recharge and Bill Payments (like prepaid mobile, post paid mobile, DTH recharge, water bill, etc.). For example, if you have utilized SuperCash today on post paid mobile bill payment, you will not be able to use it again on another post paid mobile bill payment today, however, you can still use SuperCash on DTH recharge or electricity payment on the same day. One user can use up to ₹100 SuperCash in a calendar month on Recharge and Bill Payments category.
Similarly, users cannot use SuperCash more than once in a day on a single merchant (like Zomato, Big Bazaar, Jabong, petrol, milk etc.). For example, if you have utilized SuperCash today to book your holiday from MakeMyTrip.com, you will not be able to use it again on it today, however, you can still use SuperCash on Yatra or Swiggy on the same day.
SuperCash usage is restricted on payments done through MobiKwik Visa Exclusive.
You can maximise savings on your travel bookings with MobiKwik! Use 10% (up to ₹100) on bus booking via MobiKwik. And, use 50% SuperCash on your 1st Ola cab ride (up to ₹50), 15% on 2nd to 5th ride, which will be followed by 5% SuperCash usage from your 6th ride onwards.
Minimum transaction limit for using SuperCash on top brands and local stores are basis the specific offer on the category. There is a fixed minimum transaction limit for the following sub-categories of Recharge and Bill Payments
|Post-paid mobile bill payments||₹300|
|Electricity bill payments||₹1000|
|Landline bill payments||₹500|
|Category||Prepaid Recharges||DTH recharge||Post-paid mobile bill payments||Electricity bill payments||Landline bill payments|
We are constantly taking your suggestions and evolving SuperCash. Going forward your SuperCash will expire in 3 months, i.e., SuperCash earned in April will expire on 1st July and so on.
However, SuperCash earned in January 2018 will expire on 15th May 2018 and SuperCash earned in February will expire on 1st June 2018.
SuperCash is used in a chronological order, i.e. SuperCash which has been earned earlier will be utilized before as default.